Privacy Policy
Last updated:
Introduction
Visor Wealth Private Limited ("Visor", "we", "our", or "us") respects your privacy and is committed to protecting your personal information.
This Privacy Policy explains how we collect, use, store, share, and protect information when you access our website, mobile applications, platforms, products, and services (collectively, the "Services").
By accessing or using our Services, you acknowledge that you have read and understood this Privacy Policy.
Information We Collect
We may collect the following categories of information:
Personal Information
Information that can identify you directly or indirectly, including:
Name
Email address
Mobile number
Date of birth
Address
PAN or other regulatory identification details (where required)
Information provided during onboarding, account creation, suitability assessments, or advisory interactions
Financial Information
Depending on the Services you use, we may collect or process:
Bank account information
Investment holdings
Mutual fund, stock, insurance, pension, and other financial account information
Income, expenses, assets, liabilities, and financial goals
Risk profiling information
Information obtained through integrations or account aggregation services authorized by you
Technical and Usage Information
We may automatically collect:
Device information
Browser information
IP address
Operating system information
Log data
Website and application usage information
Session and interaction data
Communications
We may collect information you provide when you:
Contact support
Participate in surveys
Submit feedback
Communicate with us through email, chat, telephone, or other channels
How We Use Your Information
We use information for legitimate business and regulatory purposes, including:
Providing and maintaining our Services
Delivering financial insights, planning tools, and advisory services
Conducting risk profiling and suitability assessments
Facilitating account integrations and data synchronization authorized by you
Verifying identity and preventing fraud
Improving product functionality, performance, and user experience
Developing new features and services
Communicating important service, security, regulatory, or account-related information
Providing customer support
Complying with applicable laws, regulations, and regulatory requirements
Establishing, exercising, or defending legal claims
AI and Automated Processing
Certain features may use artificial intelligence, machine learning, analytics, or automated systems to generate insights, summaries, recommendations, or other outputs.
These outputs are intended to assist users and should not be treated as guarantees, predictions, or professional advice unless explicitly provided as regulated advisory services under applicable laws.
We may use information to improve and maintain such systems, subject to applicable legal and contractual obligations.
Sharing of Information
We do not sell your personal information.
We may share information with:
Service Providers
Third-party vendors who assist us in operating our Services, including:
Cloud infrastructure providers
Analytics providers
Customer support platforms
Security and fraud prevention providers
Communication service providers
Such providers are contractually required to protect information and use it only for authorized purposes.
Financial and Technology Partners
Where you choose to connect external financial institutions, account aggregators, custodians, brokers, banks, or other service providers, information may be exchanged as necessary to provide requested functionality.
Legal and Regulatory Authorities
We may disclose information where required to:
Comply with applicable laws
Respond to lawful requests
Satisfy regulatory obligations
Protect our rights, users, or the public
Enforce agreements and policies
Business Transactions
If Visor undergoes a merger, acquisition, restructuring, financing, asset sale, or similar transaction, information may be transferred as part of that process, subject to applicable legal requirements.
Data Security
We implement reasonable technical, administrative, and organizational safeguards designed to protect information from unauthorized access, disclosure, alteration, or destruction.
These safeguards may include:
Encryption in transit and, where appropriate, at rest
Access controls
Security monitoring
Audit logging
Vendor security reviews
However, no system, network, or method of transmission can be guaranteed to be completely secure.
Data Retention
We retain information for as long as reasonably necessary to:
Provide Services
Maintain business records
Resolve disputes
Enforce agreements
Meet legal, tax, accounting, regulatory, compliance, and audit obligations
Where applicable laws or regulations require specific retention periods, we may retain information for those periods even after an account is closed or a deletion request is received.
Your Rights and Choices
Subject to applicable law, you may have the right to:
Access information associated with your account
Request correction of inaccurate information
Request deletion of certain information
Withdraw consent where processing is based on consent
Object to or restrict certain processing activities
We may retain information where required for legal, regulatory, security, fraud prevention, recordkeeping, or contractual purposes.
To exercise available rights, please contact us using the details provided below.
Cookies and Similar Technologies
We may use cookies, SDKs, pixels, local storage, and similar technologies to:
Enable website functionality
Maintain user sessions
Remember preferences
Measure usage and performance
Improve user experience
Support analytics and security functions
You may manage cookie preferences through your browser settings. Certain features may not function properly if cookies are disabled.
Third-Party Services
Our Services may contain links to or integrations with third-party websites, platforms, financial institutions, or applications.
We are not responsible for the privacy practices, security measures, or content of third-party services. Users should review the privacy policies of those services separately.
Children's Privacy
Our Services are not intended for individuals under the age of 18 years.
We do not knowingly collect personal information from children without appropriate authorization where required by law.
International Data Transfers
Information may be processed, stored, or transferred to locations where our service providers operate, subject to applicable legal and contractual safeguards.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
Updated versions will be posted on this page with a revised "Last Updated" date. Continued use of the Services after an update constitutes acceptance of the revised Privacy Policy.
Contact Us
If you have questions regarding this Privacy Policy or our privacy practices, please contact:
WealthOS Technologies Private Limited
Email: info@visorwealth.in
For privacy-related requests, please contact us at the email address above.